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Quantum Health Benefits specializes in innovative, custom strategies aimed at lowering healthcare costs and adding valuable benefits at no additional cost. Through a Section 125 pre-tax supplemental health plan, employers save $600–$900 per employee per year in FICA taxes while employees receive comprehensive coverage and a net increase in take-home pay.
Employees gain access to a fully-insured benefits package — including telemedicine, prescription drugs, hospital indemnity, critical illness, accident coverage, and more — all at zero out-of-pocket cost. The result: healthier employees, lower turnover, and immediate savings for the employer.
Quantum handles everything — implementation, enrollment, payroll integration, and analytics reporting. No additional employer resources required.
Saved Per Employee/Year
More Take-Home/Mo
Cost to Employer
Cost to Employee
Unlimited virtual doctor visits for employees and their families — anytime, anywhere, no copay.
Comprehensive prescription coverage with zero out-of-pocket cost to the employee.
Cash benefit paid directly to employees for hospital stays — covering what traditional insurance doesn't.
Lump-sum payments for diagnoses like cancer, heart attack, and stroke — financial protection when it matters most.
Benefits for accidental injuries including ER visits, ambulance transport, and follow-up care.
Coverage for surgical procedures and anesthesia — reducing the financial burden of necessary operations.
Pet health coverage included — because employee wellness extends to the whole family, pets included.
Access to wellness coaching and health management resources to help employees stay healthy and productive.
Sign up through Save.Build.Protect. — Quantum handles all implementation and payroll integration.
Pre-tax deductions are set up through the Section 125 cafeteria plan — reducing FICA for both employer and employee.
Employees are enrolled at zero cost. They receive full coverage and an immediate increase in take-home pay.
Employer saves $600–900/employee/year in FICA. Employees net ~$96/mo more. Quantum provides ongoing analytics and reporting.
No additional employer resources required. Quantum handles implementation, enrollment, payroll integration, and ongoing analytics reporting.
Section 125 pre-tax deductions reduce employer FICA obligations by $600–$900 per employee per year — savings that start immediately.
Employees receive comprehensive health coverage and higher take-home pay — two of the strongest drivers of retention and job satisfaction.
All benefits are backed by a carrier with an A.M. Best "Excellent" rating — giving employers and employees confidence in their coverage.
Tax savings and increased take-home pay through Section 125 pre-tax deductions.
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Health and family protection plus employer retention through comprehensive coverage.
Add fully-insured health benefits at zero cost. Your employees get comprehensive coverage and higher take-home pay. You save on FICA immediately.
Enroll Your CompanyTravel incentives that drive retention — Dream Certificates quarterly, Cruise Certificate at 12 months.
50/50 passive real estate partnerships in top growth markets. ~$1K/mo cash flow per property.
Licensed financial professionals for insurance planning, tax-advantaged savings, and asset preservation.